/* ---------- SECTION GENERIC ---------- */
.section-head {
  max-width: 680px;
  margin-bottom: 48px;
}
.kicker {
  color: var(--gold);
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 12px;
}
.kicker.on-light {
  color: var(--navy-soft);
}
h2 {
  font-size: clamp(28px, 3.6vw, 38px);
}
.lead {
  color: var(--muted);
  font-size: 17px;
  margin-top: 14px;
}

.intro p {
  color: var(--muted);
  font-size: 17px;
  max-width: 820px;
  margin-bottom: 18px;
}
.intro strong {
  color: var(--navy);
}

/* ---------- FEATURE GRID ---------- */
.grid-4 {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}
.grid-3 {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.feature-card {
  background: var(--off);
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 28px 24px;
  transition:
    transform 0.2s ease,
    box-shadow 0.2s ease;
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 30px rgba(16, 33, 111, 0.08);
}
.feature-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
  color: var(--gold);
  font-size: 20px;
  font-weight: 800;
}
.feature-card h3 {
  font-size: 17px;
  margin-bottom: 8px;
}
.feature-card p {
  color: var(--muted);
  font-size: 14.5px;
}

/* ---------- NAVY BAND ---------- */
.band {
  background: var(--navy);
  color: var(--white);
}
.band h2,
.band h3 {
  color: var(--white);
}
.band .lead {
  color: rgba(255, 255, 255, 0.75);
}
.band .kicker {
  color: var(--gold);
}

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
  counter-reset: step;
}
.step {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.14);
  border-radius: 16px;
  padding: 26px 22px;
  position: relative;
}
.step .num {
  font-weight: 800;
  font-size: 28px;
  color: var(--gold);
  margin-bottom: 14px;
  display: block;
}
.step p {
  color: rgba(255, 255, 255, 0.82);
  font-size: 14.5px;
}
.tip-box {
  margin-top: 32px;
  background: rgba(242, 179, 61, 0.12);
  border: 1px solid rgba(242, 179, 61, 0.35);
  border-radius: 14px;
  padding: 18px 22px;
  font-size: 14.5px;
  color: rgba(255, 255, 255, 0.92);
}
.tip-box strong {
  color: var(--gold);
}

/* ---------- SPLIT ---------- */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.split ul {
  margin-top: 20px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.split li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  color: var(--muted);
  font-size: 15.5px;
}
.split li::before {
  content: "✓";
  flex: 0 0 auto;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  font-size: 12px;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-top: 2px;
}
.split-visual {
  background: linear-gradient(160deg, var(--navy) 0%, var(--navy-deep) 100%);
  border-radius: 24px;
  padding: 44px 34px;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.split-visual::after {
  content: "";
  position: absolute;
  width: 260px;
  height: 260px;
  border-radius: 50%;
  background: radial-gradient(
    circle,
    rgba(242, 179, 61, 0.35),
    transparent 70%
  );
  top: -80px;
  right: -80px;
}
.split-visual .stat {
  font-weight: 800;
  font-size: 42px;
  color: var(--gold);
}
.split-visual .stat-label {
  font-size: 14px;
  color: rgba(255, 255, 255, 0.75);
  margin-bottom: 26px;
}

/* ---------- WHY CARDS ---------- */
.why-list {
  display: flex;
  flex-direction: column;
  gap: 0;
}
.why-item {
  display: grid;
  grid-template-columns: 64px 1fr;
  gap: 22px;
  padding: 30px 0;
  border-bottom: 1px solid var(--line);
}
.why-item:first-child {
  padding-top: 0;
}
.why-item:last-child {
  border-bottom: none;
}
.why-mark {
  width: 56px;
  height: 56px;
  border-radius: 16px;
  background: var(--off);
  border: 1px solid var(--line);
  color: var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 20px;
}
.why-item h3 {
  font-size: 19px;
  margin-bottom: 8px;
}
.why-item p {
  color: var(--muted);
  font-size: 15.5px;
}

/* ---------- RESPONSIBLE ---------- */
.responsible {
  background: var(--off);
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 44px;
  display: flex;
  gap: 30px;
  align-items: flex-start;
}
.responsible .badge {
  flex: 0 0 auto;
  width: 60px;
  height: 60px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 22px;
}
.responsible p {
  color: var(--muted);
  font-size: 15.5px;
}
.responsible h3 {
  margin-bottom: 10px;
}

/* ---------- FAQ ---------- */
.faq-item {
  border-bottom: 1px solid var(--line);
}
.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 20px;
  font-weight: 600;
  font-size: 16.5px;
  color: var(--navy);
}
.faq-q .icon {
  flex: 0 0 auto;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  border: 1.5px solid var(--navy);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 16px;
  color: var(--navy);
  transition:
    transform 0.25s ease,
    background 0.25s ease,
    color 0.25s ease;
}
.faq-item.open .faq-q .icon {
  background: var(--navy);
  color: var(--white);
  transform: rotate(45deg);
}
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.3s ease;
}
.faq-a p {
  color: var(--muted);
  font-size: 15px;
  padding-bottom: 24px;
  max-width: 820px;
}

/* ---------- CTA BAND ---------- */
.cta-band {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-deep) 100%);
  border-radius: 28px;
  padding: 64px 48px;
  text-align: center;
  color: var(--white);
  position: relative;
  overflow: hidden;
}
.cta-band::before {
  content: "";
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: radial-gradient(
    circle,
    rgba(242, 179, 61, 0.25),
    transparent 70%
  );
  top: -150px;
  left: -100px;
}
.cta-band h2 {
  color: var(--white);
  position: relative;
  z-index: 1;
}
.cta-band p {
  color: rgba(255, 255, 255, 0.78);
  margin: 14px auto 30px;
  max-width: 520px;
  position: relative;
  z-index: 1;
}
.cta-band .hero-actions {
  justify-content: center;
  position: relative;
  z-index: 1;
}

@media (max-width: 900px) {
  .grid-4,
  .steps {
    grid-template-columns: repeat(2, 1fr);
  }
  .grid-3 {
    grid-template-columns: 1fr;
  }
  .split {
    grid-template-columns: 1fr;
  }
  .why-item {
    grid-template-columns: 52px 1fr;
  }
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
  .responsible {
    flex-direction: column;
  }
}
.footer {
  color: #fff;
  padding-block: 30px;
  background-color: #11236b;
}
.footer__wrap {
  gap: 20px;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  margin-bottom: 20px;
  -webkit-box-align: center;
      -ms-flex-align: center;
          align-items: center;
  -webkit-box-pack: center;
      -ms-flex-pack: center;
          justify-content: center;
  margin-left: -75px;
}
@media screen and (max-width: 767px) {
  .footer__wrap {
    gap: 10px;
    margin-left: 0;
    margin-bottom: 30px;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
        -ms-flex-direction: column;
            flex-direction: column;
  }
}
.footer__card {
  padding: 30px;
  border-radius: 20px;
  background-color: #25387c;
  -webkit-backdrop-filter: blur(12px);
          backdrop-filter: blur(12px);
  -webkit-box-shadow: 2px 2px 0 0 rgba(0, 0, 0, 0.1);
          box-shadow: 2px 2px 0 0 rgba(0, 0, 0, 0.1);
}
.footer__image {
  height: 40px;
  -webkit-transition: all 0.25s ease;
  transition: all 0.25s ease;
}
.footer__image--mr {
  margin-right: 10px;
}
.footer__image:hover {
  -webkit-transform: translateY(-4px);
          transform: translateY(-4px);
}
.footer__logo {
  width: 160px;
  margin-block: -20px;
}
@media screen and (max-width: 767px) {
  .footer__logo {
    width: 130px;
  }
}
.footer__head-text {
  text-align: center;
  font-size: 1.4rem;
}
.footer__socials {
  gap: 30px;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  margin-top: 30px;
  -webkit-box-align: center;
      -ms-flex-align: center;
          align-items: center;
  -webkit-box-pack: center;
      -ms-flex-pack: center;
          justify-content: center;
}
.footer__social-link {
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-align: center;
      -ms-flex-align: center;
          align-items: center;
  -webkit-box-pack: center;
      -ms-flex-pack: center;
          justify-content: center;
  width: 30px;
  height: 30px;
  font-size: 1.4rem;
  border-radius: 50%;
  position: relative;
  color: #fff;
}
.footer__social-link:nth-child(1) {
  background: #1877f2;
}
.footer__social-link:nth-child(2) {
  background: #4267b2;
}
.footer__social-link:nth-child(3) {
  background: radial-gradient(circle at 30% 30%, #feda75, #d62976, #962fbf);
}
.footer__social-link:nth-child(4) {
  background: #000;
}
.footer__social-link:nth-child(5) {
  background: #08c;
}
.footer__social-link::before {
  content: "";
  width: 45px;
  height: 45px;
  z-index: -1;
  border-radius: 50%;
  position: absolute;
  -webkit-transition: all 0.25s ease;
  transition: all 0.25s ease;
  background-color: #3b4f97;
  -webkit-backdrop-filter: blur(12px);
          backdrop-filter: blur(12px);
  -webkit-box-shadow: 0 0 2px 2px rgba(0, 0, 0, 0.1);
          box-shadow: 0 0 2px 2px rgba(0, 0, 0, 0.1);
}
.footer__social-link:hover::before {
  -webkit-transform: scale(1.2);
          transform: scale(1.2);
}
.footer__cards {
  gap: 20px;
  display: grid;
  margin-top: 30px;
  grid-template-columns: repeat(4, 1fr);
}
@media screen and (max-width: 1290px) {
  .footer__cards {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media screen and (max-width: 960px) {
  .footer__cards {
    grid-template-columns: repeat(1, 1fr);
  }
}
.footer__label {
  font-size: 1.8rem;
  font-weight: 700;
}
.footer__links {
  gap: 10px;
  color: #fff;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  margin-top: 10px;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
      -ms-flex-direction: column;
          flex-direction: column;
}
.footer__links--col {
  gap: 10px 2%;
  -webkit-box-orient: horizontal;
  -webkit-box-direction: normal;
      -ms-flex-flow: row wrap;
          flex-flow: row wrap;
}
.footer__links--col .footer__link {
  width: 49%;
}
.footer__link {
  color: #fff;
  font-size: 1.4rem;
  -webkit-transition: all 0.25s;
  transition: all 0.25s;
}
.footer__link:hover {
  color: #edc800;
}
.footer .link {
  font-weight: 700;
  color: #edc800;
}

.scroll {
  bottom: 30px;
  width: 70px;
  height: 70px;
  z-index: 10;
  -webkit-transition: all 0.3s ease;
  transition: all 0.3s ease;
  -webkit-transform: translateY(200%);
          transform: translateY(200%);
  position: sticky;
  margin-block: -70px 20px;
  margin-inline: auto 40px;
}
@media screen and (max-width: 767px) {
  .scroll {
    width: 40px;
    height: 40px;
    margin-inline: auto 4%;
  }
}
.scroll__wrap {
  width: 100%;
  height: 100%;
  display: -webkit-box;
  display: -ms-flexbox;
  display: flex;
  color: #fff;
  font-size: 2.5rem;
  border-radius: 50%;
  -webkit-box-align: center;
      -ms-flex-align: center;
          align-items: center;
  -webkit-box-pack: center;
      -ms-flex-pack: center;
          justify-content: center;
  -webkit-transform: rotate(180deg);
          transform: rotate(180deg);
  cursor: pointer;
  -webkit-transition: all 0.3s ease;
  transition: all 0.3s ease;
  -webkit-box-shadow: 0 0 10px 5px rgba(0, 0, 0, 0.1);
          box-shadow: 0 0 10px 5px rgba(0, 0, 0, 0.1);
  background: -webkit-gradient(linear, left top, right top, from(#5f7ff0), color-stop(55%, #3f5fe0), to(#2a45b8));
  background: linear-gradient(90deg, #5f7ff0 0%, #3f5fe0 55%, #2a45b8 100%);
}
@media screen and (max-width: 767px) {
  .scroll__wrap {
    font-size: 20px;
  }
}
.scroll__wrap:hover {
  -webkit-box-shadow: 0 0 10px 5px rgba(0, 0, 0, 0.4);
          box-shadow: 0 0 10px 5px rgba(0, 0, 0, 0.4);
}
.scroll.show {
  -webkit-transform: translateY(0);
          transform: translateY(0);
}